Manufactured home financing does not have to be complicated. Total Lending Concepts works with buyers at every stage, whether you already own land, are still planning, or are trying to understand what loan options make sense for your situation. Our team focuses on clear guidance, realistic expectations, and loan structures that align with how manufactured homes are actually built and placed.

If you are ready to explore your options, start with the Apply Now form linked from this page. It takes one minute to fill out, does not affect your credit, and allows a loan specialist to review your scenario and follow up with clear next steps.

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Loan Calculator

Want to learn just how much home you can afford? Click on our loan calculator to learn based on your needs and wants.

Loan Programs

TLC offers a variety of loan programs to fit any situation. You give us your variables and we’ll find your “right-fit” loan.

Give Us a Shout

Still have questions that need answers? Our team is standing by ready to move you forward.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the Federal government fight the funding of terrorist and money laundering activities, the Federal law now requires all financial institutions to obtain, verify and record information that identifies each person who opens an account or applies for a loan.

WHAT THIS MEANS TO YOU

When you open an account or apply for a loan, we will ask for your legal name, address, date of birth and other information that will allow us or others to identify you. We will also ask to see your valid driver's license or other identifying document.

NOTICE TO ALL APPLICANTS

A Consumer Report may be requested in connection with this application for credit or any future update, renewal, or extension of such credit.  Upon request, you will be informed whether or not a consumer report was requested.  If a report was requested, you will be informed of the name and address of the consumer reporting agency that furnished the report.